/* ══════════════════════════════════════════
   PRODUCTOS — INTRO STRIP
══════════════════════════════════════════ */
.intro-strip {
  background: rgba(255, 255, 255, 0.14);
  border-radius: 16px;
  padding: 24px 28px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  backdrop-filter: blur(8px);
}

/* ══════════════════════════════════════════
   PRODUCTOS — ITEMS DE PRODUCTO
══════════════════════════════════════════ */
.prod-item {
  display: grid;
  grid-template-columns: 60% 40%;
  min-height: 220px;
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: 24px;
  overflow: hidden;
  transition: transform .3s cubic-bezier(.22,1,.36,1), box-shadow .3s ease, border-color .3s ease;
  box-shadow: 0 4px 24px rgba(124, 58, 237, 0.06);
  position: relative;
}

.prod-item:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 56px rgba(124, 58, 237, 0.18);
  border-color: var(--purple-soft);
}

/* Línea de acento superior al hover */
.prod-item::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  border-radius: 24px 24px 0 0;
  background: linear-gradient(90deg, var(--purple), var(--purple-light));
  opacity: 0;
  transition: opacity .3s ease;
}
.prod-item:hover::after { opacity: 1; }
.prod-item--dark::after { display: none; }

/* ── Columna izquierda: texto ── */
.prod-body {
  padding: 36px 36px 32px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

/* ── Columna derecha: visual ── */
.prod-visual {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 14px;
  padding: 32px 20px;
  position: relative;
  overflow: hidden;
  transition: background .4s ease;
}

/* Círculo decorativo de fondo */
.prod-visual::before {
  content: '';
  position: absolute;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: currentColor;
  opacity: .06;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  transition: transform .4s ease, opacity .4s ease;
}

.prod-item:hover .prod-visual::before {
  transform: translate(-50%, -50%) scale(1.15);
  opacity: .1;
}

/* Segundo anillo decorativo */
.prod-visual::after {
  content: '';
  position: absolute;
  width: 120px;
  height: 120px;
  border-radius: 50%;
  border: 1.5px dashed currentColor;
  opacity: .12;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%) rotate(0deg);
  transition: transform .8s ease;
}

.prod-item:hover .prod-visual::after {
  transform: translate(-50%, -50%) rotate(30deg);
  opacity: .2;
}

/* Estilo para los nuevos iconos tipográficos integrados */
.prod-icon-display {
  font-size: 3.5rem;
  line-height: 1;
  position: relative;
  z-index: 2;
  transition: transform .4s cubic-bezier(.22,1,.36,1), filter .3s ease;
}

.prod-item:hover .prod-icon-display {
  transform: scale(1.18) translateY(-3px);
  filter: drop-shadow(0 8px 16px rgba(0, 0, 0, 0.15));
}

.prod-visual-label {
  font-size: .68rem;
  font-weight: 800;
  letter-spacing: .18em;
  text-transform: uppercase;
  opacity: .5;
  position: relative;
  z-index: 1;
  transition: opacity .3s;
}

.prod-item:hover .prod-visual-label { opacity: .75; }

/* Colores por línea */
.prod-visual--negocio  { color: #7C3AED; background: rgba(124, 58, 237, 0.05); }
.prod-visual--rural    { color: #16a34a; background: rgba(22, 163, 74, 0.06); }
.prod-visual--empresa  { color: #0369a1; background: rgba(3, 105, 161, 0.06); }
.prod-visual--empleado { color: #7C3AED; background: rgba(124, 58, 237, 0.05); }
.prod-visual--educativo{ color: #b45309; background: rgba(180, 83, 9, 0.06); }
.prod-visual--express  { color: #dc2626; background: rgba(220, 38, 38, 0.06); }
.prod-visual--mujer    { color: #be185d; background: rgba(190, 24, 93, 0.06); }
.prod-visual--seguro   { color: #fff;    background: rgba(255, 255, 255, 0.05); }

/* Crédito Mujer — borde especial */
.prod-item--mujer {
  border-color: rgba(190, 24, 93, 0.22);
  background: linear-gradient(135deg, var(--bg-card) 60%, #fff0f6);
}

/* Número / etiqueta de línea */
.prod-num {
  font-size: .68rem;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--purple);
  margin-bottom: 4px;
  opacity: .7;
}

.prod-name {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.22rem;
  color: var(--dark);
  letter-spacing: -0.02em;
  margin-bottom: 4px;
  line-height: 1.2;
}

.prod-tagline {
  font-style: italic;
  font-size: .86rem;
  color: var(--text-muted);
  margin-bottom: 12px;
  font-weight: 500;
}

.prod-desc {
  font-size: .92rem;
  color: var(--text-secondary);
  line-height: 1.7;
  margin: 0 0 16px;
}

/* CTA dentro de la card */
.prod-cta {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: .82rem;
  font-weight: 700;
  color: var(--purple);
  text-decoration: none;
  letter-spacing: .02em;
  transition: gap .25s ease, color .2s;
  margin-top: auto;
  width: fit-content;
  padding: 8px 16px;
  border-radius: 100px;
  background: rgba(124, 58, 237, 0.07);
  border: 1px solid rgba(124, 58, 237, 0.15);
}

.prod-cta:hover {
  gap: 12px;
  color: var(--purple-light);
  background: rgba(124, 58, 237, 0.12);
  border-color: rgba(124, 58, 237, 0.3);
}

.prod-cta--light {
  color: rgba(255, 255, 255, .8);
  background: rgba(255,255,255,.1);
  border-color: rgba(255,255,255,.2);
}

.prod-cta--light:hover {
  color: #fff;
  background: rgba(255,255,255,.18);
  border-color: rgba(255,255,255,.4);
}

/* Item oscuro (Seguro) */
.prod-item--dark {
  background: linear-gradient(135deg, var(--purple-dark) 0%, #4a0090 100%);
  border-color: transparent;
  box-shadow: 0 8px 32px rgba(91, 33, 182, 0.3);
}

.prod-item--dark:hover {
  box-shadow: 0 20px 56px rgba(91, 33, 182, 0.45);
  transform: translateY(-6px);
}

/* ══════════════════════════════════════════
   PRODUCTOS — BADGE
══════════════════════════════════════════ */
.badge-kredy {
  display: inline-block;
  background: var(--bg-card-2);
  border: 1px solid var(--border);
  border-radius: 100px;
  padding: 4px 12px;
  font-size: .74rem;
  font-weight: 600;
  color: var(--purple);
  letter-spacing: .04em;
}

/* ══════════════════════════════════════════
   PRODUCTOS — SIDEBAR COMPLETAMENTE STICKY
══════════════════════════════════════════ */
.position-sticky-container {
  position: sticky;
  top: 90px;
  height: fit-content;
}

.form-kredy-sticky {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 12px 48px var(--purple-glow);
}

.form-kredy-header {
  background: linear-gradient(135deg, var(--purple-dark), var(--purple));
  padding: 32px 32px 28px;
}

.form-kredy-header .section-label {
  color: var(--purple-soft) !important;
  border-color: rgba(196, 181, 253, .3) !important;
  background: rgba(255, 255, 255, .08) !important;
}

.form-kredy-header h3 {
  color: #fff !important;
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.45rem;
}

.form-kredy-header p {
  color: rgba(255, 255, 255, .65) !important;
}

.form-kredy-body {
  padding: 28px 32px 32px;
}

.form-label-kredy {
  font-size: .8rem;
  font-weight: 700;
  color: var(--text-secondary);
  letter-spacing: .04em;
  margin-bottom: 6px;
  display: block;
}

.form-input-kredy {
  width: 100%;
  padding: 11px 16px;
  border: 1.5px solid var(--border);
  border-radius: 12px;
  font-size: .9rem;
  color: var(--dark);
  background: var(--bg-base);
  outline: none;
  transition: border-color .2s, box-shadow .2s, background .2s;
  font-family: inherit;
  resize: vertical;
}

.form-input-kredy:focus {
  border-color: var(--purple);
  box-shadow: 0 0 0 3px rgba(124, 58, 237, 0.12);
  background: #fff;
}

/* ══════════════════════════════════════════
   PRODUCTOS — BLOQUE DE CONFIANZA
══════════════════════════════════════════ */
.form-trust-card {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(124, 58, 237, 0.06);
}

.form-trust-inner {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 20px 24px;
}

.form-trust-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--purple), var(--purple-light));
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 14px rgba(124, 58, 237, 0.3);
}

.form-trust-text {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.form-trust-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: .9rem;
  color: var(--dark);
  margin: 0;
}

.form-trust-sub {
  font-size: .78rem;
  color: var(--text-secondary);
  margin: 0;
  line-height: 1.5;
}

.form-trust-divider {
  height: 1px;
  background: var(--border-light);
  margin: 0 24px;
}

.form-trust-stats {
  display: flex;
  align-items: center;
  justify-content: space-around;
  padding: 18px 24px;
  gap: 8px;
}

.form-trust-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
  flex: 1;
}

.form-trust-num {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.35rem;
  background: linear-gradient(135deg, var(--purple), var(--purple-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
}

.form-trust-lbl {
  font-size: .7rem;
  color: var(--text-secondary);
  text-align: center;
  font-weight: 500;
  line-height: 1.3;
}

.form-trust-sep {
  width: 1px;
  height: 36px;
  background: var(--border-light);
  flex-shrink: 0;
}

/* ══════════════════════════════════════════
   NUEVO CONTENEDOR CREATIVO (FILLER BANNER)
══════════════════════════════════════════ */
.form-filler-banner {
  position: relative;
  width: 100%;
  height: 240px;
  border-radius: 24px;
  background-size: cover;
  background-position: center;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
  border: 1px solid var(--border-light);
  display: flex;
  align-items: flex-end;
}

.banner-gradient-overlay {
  position: absolute;
  top: 0; left: 0; width: 100%; height: 100%;
  background: linear-gradient(to top, rgba(46, 16, 101, 0.95) 20%, rgba(124, 58, 237, 0.4) 100%);
  z-index: 1;
}

.banner-dynamic-content {
  position: relative;
  z-index: 2;
  padding: 24px;
  width: 100%;
  color: #ffffff;
}

.badge-banner {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(4px);
  padding: 4px 10px;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 12px;
}

.banner-dynamic-content h4 {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1.2rem;
  margin: 0 0 6px 0;
  letter-spacing: -0.01em;
}

.banner-dynamic-content p {
  font-size: 0.84rem;
  opacity: 0.85;
  margin: 0 0 16px 0;
  line-height: 1.4;
}

.banner-footer-stats {
  display: flex;
  gap: 16px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 12px;
}

.bf-item {
  font-size: 0.76rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 5px;
  opacity: 0.9;
}

.bf-item i {
  color: #C084FC;
}

/* ── Responsive general ── */
@media (max-width: 768px) {
  .prod-item {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .prod-visual {
    padding: 28px 20px;
    min-height: 140px;
  }

  .prod-icon-display {
    font-size: 2.8rem;
  }

  .prod-body {
    padding: 28px 24px 24px;
  }

  .position-sticky-container {
    position: relative;
    top: 0;
  }
}